Billing charges for office visits and medical procedures are determined by the severity and complexity of your medical problem. Please do not hesitate to discuss fees with us, if you have any questions.

We appreciate payment at the time of the office visit, when services are rendered. You may use cash, check or credit card. Please ask to speak with the billing secretary if you need to arrange a payment plan. She will be happy to assist you.

You can reach our billing office by calling 410-778-9300.

Insurance

The practice participates in the following insurance plans:

Alliance	Johns Hopkins Health Plan
Carefirst BCBS, BCBS PPN, BCBS PPO, BCBS Point of Service, Blue Choice	Mamsi, Optimum Choice, MDIPA
Champus TriCare	Medicare
Coventry	Medicaid - Priority Partners, Maryland Physicians Care
DocFirst	Primary Select
Freestate Health Plan	Delmarva Health Plan

An up-to-date, valid insurance card is required at the time of service. Our billing office will submit to all insurance companies that we participate with.

Co-payments must be paid at the time of the visit. You are responsible for all deductibles and non-covered services.

Referrals

Many insurance companies require referral forms for most any surgical or medical consultation, blood work, x-ray, pathology, procedure or hospital stay. Benefit information should be obtained directly from your insurance company. Please direct any questions or complaints regarding your insurance coverage to your insurance company. You are responsible for requesting referrals. We will be happy to facilitate the referral when it is requested; however your insurance company has the final say in authorization of the referral.

Please call our referral secretary for assistance at 410-778-9300 in Chestertown or 410-758-3103 in Centreville.